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                                                                                                                                                                          百利宫线上娱乐:苟兴龙代表:对“校园贷”违法犯罪从严惩治

                                                                                                                                                                          2019年03月12日 12:45 来源:【老品牌、信誉高】

                                                                                                                                                                            苟兴龙代表:

                                                                                                                                                                            对“校园贷”违法犯罪从严惩治

                                                                                                                                                                            本报北京3月11日电(全媒体记者戴佳)全国人大代表,西华师范大学教务处处长、化学化工学院教授苟兴龙在接受本报记者采访时表示,“两高”应总结各地办理“校园贷”“套路贷”案件的经验,出台相关司法解释,明确案件性质认定标准、证据要求及审理原则,对涉“校园贷”违法犯罪行为加大打击力度。

                                                                                                                                                                            “一个大学生原本贷了8000元,陷入‘校园贷’设下的陷阱后,家长为其还款30万元,然而借贷公司又依据所谓的‘合同’向法院起诉学生还款80万元。近日,四川某地检察院已经受理了这起‘校园贷’案件。”苟兴龙代表告诉记者,作为一名教师,当了解到“校园贷”的巨大危害后,他对学生身陷“校园贷”泥潭十分心痛,为此他用了一年时间对“校园贷”和“套路贷”进行深入调研,在这次两会上提交了《关于严厉打击“校园贷”“套路贷”的建议》。

                                                                                                                                                                            “一些年轻人追求享乐、盲目攀比、超前消费、过度消费,容易成为‘校园贷’的受害者。”苟兴龙代表说,对此,家庭和学校对学生应加强社会主义核心价值观教育,树立勤俭节约意识和理性、科学的消费观念。学校要加强网络安全教育、金融安全教育和法治教育,增强防范意识和自我保护能力。同时,学校成立法律援助中心,为学生及家长提供必要的法律咨询与服务。

                                                                                                                                                                            “应加强借贷平台资质审批备案,提高民间借贷公司注册门槛,要求其缴纳一定数额保证金(如20万元以上)。对所有营业的民间借贷公司进行备案,一旦查明有套路贷情形者,立即罚没保证金,并取消公司营业资格。”苟兴龙代表认为,国家应进一步明确借贷平台、微商App、互联网安全、金融安全等的监管职能部门,压实监管责任。有关部门可以设立民间借贷联合监管组或建立打击“套路贷”联席会,协同监管,联防联控。一旦发现“校园贷”“套路贷”嫌疑,立即查处。

                                                                                                                                                                            苟兴龙代表建议最高法、最高检总结各地办理“校园贷”“套路贷”案件的经验,出台司法解释,明确案件性质认定标准、证据要求及审理原则。加强网络安全及互联网金融立法,制定民间借贷条例,加大对不具备办理借贷业务资质的机构和个体的检查和惩治力度。对违法犯罪行为加大打击力度,定罪从严,量刑从严。

                                                                                                                                                                            “希望有关部门进一步完善征信系统,建立信息共享平台,形成联防联控联打体系,充分运用金融、行政、司法等手段整治‘校园贷’,严厉打击‘套路贷’。”苟兴龙代表说。

                                                                                                                                                                            戴佳